Issuance, ownership records, investor operations, payouts, and banking workflows — in one infrastructure.
Issuance programs stall when ownership records, investor operations, banking rails, and audit evidence stay fragmented across disconnected tools.
Issuance, review, and activation often live apart from ownership and holdings.
Investor orders, balances, statements, and withdrawals remain manual or siloed.
Bank statements, payment matching, and reconciliation are hard to connect to platform records.
Verification and audit evidence are scattered across systems and spreadsheets.
Terbona connects issuance, ownership records, investor operations, payouts, banking workflows, and optional verification into one operating model.
What Terbona covers for controlled digital asset issuance and servicing.
Configure assets and offerings, run review, fundraising, collection, and activation.
Maintain ownership and holding records with audit trails for issuer and investor views.
Support orders, balances, statements, and withdrawals with role-based access.
Run distribution events and applicable redemption flows linked to ownership records.
Import statements, match payments, reconcile differences, initiate outgoing payments, sign, and track status.
Record event evidence and optional anchoring for integrity checks.
From draft configuration through review, fundraising, activation, distributions, and applicable redemption.
Create assets and offerings with instrument parameters and initial registry setup.
Submit for review and return or approve within operator processes.
Collect commitments, close fundraising, and activate when conditions are met.
Execute coupons, repayments, and other distributions linked to holdings.
Support implemented redemption paths for applicable instruments — not a full economic unwind for every exit case.
How issuers, operators, and investors work with pilot offerings on the platform.
Role-based access for issuers, operators, and investor interfaces
Orders against pilot offerings with platform settlement processes
Account balances, statements, and holdings visibility
Withdrawals with reserve, approval, and controlled send steps
Hooks for KYC and reporting — without replacing your compliance providers
Concrete banking capabilities for controlled digital asset programs.
Import and process bank statements for operational reconciliation.
Match incoming payments to expected platform transactions.
Compare bank and platform records with auditable differences.
Create controlled outgoing payment instructions before bank submission.
Sign outgoing payment instructions electronically.
Track bank acceptance and processing. Bank acceptance is not completed final settlement.
Verified against implemented bank integrations. This does not claim a full production rollout of every banking workflow or automatic settlement.
Show that selected lifecycle and operational events match what the system asserts — without publishing sensitive data on a public ledger.
Event records for selected milestones and operational evidence
Third-party checks without full payload disclosure
Optional blockchain anchoring as a verification layer
Blockchain is not the legal system of record
Operating records first. Optional verification where needed.
Business logic, ownership records, account movements, and payout calculations run in controlled infrastructure.
Integrations connect to KYC, banking, and reporting systems used in the deployment.
Terbona supports operator-managed software custody for pilot environments and integration with external custody providers. Legal and regulatory responsibilities depend on the deployment model.
Software custody functionality does not by itself imply licensed custodian status.
Sensitive business and personal data stay off-chain. Optional anchoring supports verification; it is not legal title transfer.
Validate a scoped operating model before scaling — asset type, investor perimeter, banking scope, custody model, and verification boundaries.
Terbona provides IT and operating infrastructure. Legal structure, licensing, secondary market, liquidity, and regulatory approvals are designed separately for each deployment and are not implied by product availability.
Infrastructure for controlled issuance and servicing of real-world and income-generating assets.
Issuance, investor operations, holdings, and payouts for private credit and lending pilots.
Debt instruments with defined holder rights, lifecycle events, distributions, and applicable redemption.
Registry, ownership, distribution, and lifecycle processes for real estate-backed programs.
Issuance and servicing for receivables, claims, factoring, and cash-flow instruments.
Structured portfolios, pooled assets, and distribution schemes in controlled environments.
Infrastructure for operators and institutional ecosystems running scoped digital asset pilots.
Product screens from the controlled demo environment at terbona.tech
Pilot offerings, asset configurations, and issuance processes managed through Terbona.
Buyer-relevant architecture layers. Implementation stack is secondary.
Modular API architecture
Bank, KYC, and custody integration layer
Controlled financial ledger
Ownership registry
Audit and verification layer
Flexible deployment for controlled environments
Implementation stack: Vue 3 + Pinia, NestJS + Prisma, Next.js marketing site. Deployments vary by pilot scope.
When blockchain is used, it is an optional verification layer — not the legal system of record and not a production mainnet custody claim.
Internal security assessment performed using DefendSphere.
Terbona completed an internal security assessment of its public web and infrastructure perimeter using DefendSphere. The assessment included technical scanning, automated review of protective HTTP settings, evidence capture, remediation tracking, and evaluation of applicable CIS Controls v8 safeguards.
0 Greenbone findings
Infrastructure scan within the applied profile
0 failures / 0 warnings
Automated review of protective HTTP settings
CIS Controls v8
Internal assessment of applicable CIS Controls v8 safeguards
Last assessed: August 2026
This is an internal technical assessment, not an external certification or penetration-test attestation.
In a production environment, we verified key integration scenarios: retrieval of banking data and statements, matching of incoming payments, creation and electronic signing of outgoing payment instructions, and payment-status tracking.
Tell us about the asset, jurisdiction, and participating parties. We will define the pilot scope, banking and custody model, and required integrations.
Or email us directly: hello@terbona.com